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Investment and Banking Case Study
Case Title:Rural Banking – Shifting Paradigms
Publication Year : 2007
Authors: Chinmoy Kumar & Kumar Satyaki Ray
Industry: Banking, Insurance and Financial Services
Region:Global
Case Code: INB0003K
Teaching Note: Not Available
Structured Assignment: Not Available
OR
Abstract:
This case discusses the changing face of rural banking in India. With increased participation of private players and proactive government policies, the country’s vital but economically lagging sector, has found new opportunities of development. The case puts forward some of the successful microfinance policies successfully carried out in rural India.
Pedagogical Objectives:
- To discuss the reasons behind the huge popularity of village money lenders
- The reasons behind the poor performance of the government sponsored micro-credit schemes
- To discuss how the private players are reshaping the rural micro-credit scenario.
Keywords : Spandana, Rural banking, Investment & Banking Case Study, Regional Rural Bank (RRB), Narasimhan, ICICI (Industrial Credit and Investment Corporation of India) Bank, Reserve Bank of India (RBI), Microfinance institutions (MFI), e-Choupal
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